by Jack Cooper | Jun 21, 2021 | Buyers, Mortgages, Tips, Life Hacks & How-to
When you’re buying a home for sale in Baltimore County or Howard County, you have plenty of mortgage options – and among them are the two main types: adjustable-rate mortgages, or ARMs, and fixed-rate mortgages. So what’s better? This guide explains both so you can...
by Jack Cooper | May 13, 2021 | Buyers, Mortgages, Tips, Life Hacks & How-to
If you’re like many people, you’re excited about the prospect of house-hunting in Baltimore County or Howard County. Your dream home may be around the next corner – who wouldn’t be excited about that? But before you get click-happy and start ranking the homes you see...
by Jack Cooper | Mar 29, 2021 | Buyers, Military Homebuyers, Mortgages
If you’re like many honorably discharged veterans of the U.S. Armed Forces, you’re eligible for a VA loan – but should you use this free (and well-deserved) benefit? Here’s what you need to know. 3 Big Benefits of Using a VA Loan to Buy Your Next Home in Baltimore...
by Jack Cooper | Jun 20, 2020 | Buyers, Mortgages, Tips, Life Hacks & How-to
There are several first-time homebuyer programs in Maryland, but you might not be aware of all of them. And because these programs can change (and new ones can pop up), it’s a good idea to talk to your REALTOR® if you’re a first time homebuyer; he may be able to point...
by Jack Cooper | May 20, 2020 | Tips, Life Hacks & How-to, Buyers, Insurance, Mortgages
When you buy a home, whether it’s in Ellicott City, Catonsville or anywhere else, your lender will most likely want you to come up with 20 percent of the home’s purchase price as a down payment. If you don’t have that much cash to put down, you may need to buy private...
by Jack Cooper | May 6, 2020 | Buyers, Mortgages, Tips, Life Hacks & How-to
When you buy a home for sale in Ellicott City, you’ll most likely put down an earnest money deposit. But what is this deposit, what happens to the money, and will you get it back? Here’s what you need to know. What is an Earnest Money Deposit When You Buy a...
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