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First-Time Homebuyer Programs in Maryland

First-Time Homebuyer Programs in Maryland

by Jack Cooper | Jun 20, 2020 | Buyers, Mortgages, Tips, Life Hacks & How-to

There are several first-time homebuyer programs in Maryland, but you might not be aware of all of them. And because these programs can change (and new ones can pop up), it’s a good idea to talk to your REALTOR® if you’re a first time homebuyer; he may be able to point...
The Complete Guide to Private Mortgage Insurance

The Complete Guide to Private Mortgage Insurance

by Jack Cooper | May 20, 2020 | Tips, Life Hacks & How-to, Buyers, Insurance, Mortgages

When you buy a home, whether it’s in Ellicott City, Catonsville or anywhere else, your lender will most likely want you to come up with 20 percent of the home’s purchase price as a down payment. If you don’t have that much cash to put down, you may need to buy private...
What is an Earnest Money Deposit When You Buy a Home for Sale in Ellicott City (or Elsewhere in Maryland)?

What is an Earnest Money Deposit When You Buy a Home for Sale in Ellicott City (or Elsewhere in Maryland)?

by Jack Cooper | May 6, 2020 | Buyers, Mortgages, Tips, Life Hacks & How-to

When you buy a home for sale in Ellicott City, you’ll most likely put down an earnest money deposit. But what is this deposit, what happens to the money, and will you get it back? Here’s what you need to know.   What is an Earnest Money Deposit When You Buy a...
VA Loans: Buying a Home in Catonsville

VA Loans: Buying a Home in Catonsville

by Jack Cooper | Apr 13, 2020 | Buyers, Mortgages, Tips, Life Hacks & How-to

If you’re an honorably discharged veteran of the U.S. Armed Forces or you’re currently serving, you could be eligible for a VA loan. But what is a VA loan, and how do you use it to buy a home in Catonsville? Here’s what you need to know.   What is a VA Loan? A VA...
10 Most Common Problems when Closing on a House

10 Most Common Problems when Closing on a House

by Jack Cooper | Dec 16, 2019 | Buyers, Mortgages, Sellers, Tips, Life Hacks & How-to

Buying a house is one of the most important moments in a person’s life but there can arise problems when closing on a house. From the outside looking in, it seems like a simple procedure. Houses get listed on the market, you shop around, fall in love with the right...
Renting vs Buying a Home in 2019

Renting vs Buying a Home in 2019

by Jack Cooper | Nov 12, 2019 | Buyers, Mortgages, Sellers, Tips, Life Hacks & How-to

Renting vs. Buying a home in 2019 Here is your 2019 Guide to Renting vs Buying a home, complete with the advantages and disadvantages of renting vs. buying a home in 2019. Rising rents, absentee landlords, ugly wallpaper: At some point, nearly every renter has faced...
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