Does Student Loan Debt Affect Your Ability to Get a Mortgage?

2022-05-23T18:43:04-04:00July 21st, 2021|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , |

Millions of Americans have student loan debt – but is it possible to get a mortgage when you have this type of debt? This guide explains. Does Student Loan Debt Affect Your Ability to Get a Mortgage? There are a few ways that having student loan debt can affect your ability to get a mortgage, but it’s still completely possible to do so. Maryland's SmartBuy

Can You Buy a FSBO if You Have a Real Estate Agent?

2022-05-23T18:43:04-04:00July 6th, 2021|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , |

If you’re looking for a home for sale in Baltimore County or Howard County and find one that’s listed as “for sale by owner,” can you buy it when you’re already working with a real estate agent? This guide explains. Can You Buy a FSBO if You Have a Real Estate Agent? You absolutely can buy a FSBO if you have a real estate agent

ARMs vs. Fixed-Rate Mortgages: Which is Right for You?

2022-05-23T18:43:04-04:00June 21st, 2021|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , |

When you’re buying a home for sale in Baltimore County or Howard County, you have plenty of mortgage options – and among them are the two main types: adjustable-rate mortgages, or ARMs, and fixed-rate mortgages. So what’s better? This guide explains both so you can make the right choice for your financial future. ARMs vs. Fixed-Rate Mortgages: Which is Right for You? First things first:

Why You Should Get Preapproved for a Mortgage Before You Start Your House-Hunt

2022-05-23T18:43:05-04:00May 13th, 2021|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , |

If you’re like many people, you’re excited about the prospect of house-hunting in Baltimore County or Howard County. Your dream home may be around the next corner – who wouldn’t be excited about that? But before you get click-happy and start ranking the homes you see online, you should take a few minutes to get preapproved for a mortgage with a lender. Here’s why. Why

3 Big Benefits of Using a VA Loan to Buy Your Next Home in Baltimore County

2022-05-23T18:43:05-04:00March 29th, 2021|Categories: Buyers, Military Homebuyers, Mortgages|Tags: , , |

If you’re like many honorably discharged veterans of the U.S. Armed Forces, you’re eligible for a VA loan – but should you use this free (and well-deserved) benefit? Here’s what you need to know. 3 Big Benefits of Using a VA Loan to Buy Your Next Home in Baltimore County A VA loan comes with a wide range of benefits for homebuyers, whether you’re looking

First-Time Homebuyer Programs in Maryland

2022-05-23T18:43:06-04:00June 20th, 2020|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.7" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]There are several first-time homebuyer programs in Maryland, but you might not be aware of all of them. And because these programs can change (and new ones can pop up), it’s a good idea to talk to your REALTOR® if you’re

The Complete Guide to Private Mortgage Insurance

2022-05-23T18:43:06-04:00May 20th, 2020|Categories: Buyers, Insurance, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.4.6" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home, whether it’s in Ellicott City, Catonsville or anywhere else, your lender will most likely want you to come up with 20 percent of the home’s purchase price as a down payment. If you

What is an Earnest Money Deposit When You Buy a Home for Sale in Ellicott City (or Elsewhere in Maryland)?

2022-05-23T18:43:06-04:00May 6th, 2020|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.5" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home for sale in Ellicott City, you’ll most likely put down an earnest money deposit. But what is this deposit, what happens to the money, and will you get it back? Here’s what you need to know.

VA Loans: Buying a Home in Catonsville

2022-05-23T18:43:06-04:00April 13th, 2020|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , , , , , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.3" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]If you’re an honorably discharged veteran of the U.S. Armed Forces or you’re currently serving, you could be eligible for a VA loan. But what is a VA loan, and how do you use it to buy a home in Catonsville?

10 Most Common Problems when Closing on a House

2022-05-23T18:43:07-04:00December 16th, 2019|Categories: Buyers, Mortgages, Sellers, Tips, Life Hacks & How-to|Tags: , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.0.7" text_font="|300|||||||" header_2_text_color="#0c71c3" background_size="initial" background_position="top_left" background_repeat="repeat"]Buying a house is one of the most important moments in a person’s life but there can arise problems when closing on a house. From the outside looking in, it seems like a simple procedure. Houses get listed on the market, you shop around, fall in

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