Buying a Home

5 Red Flags to Watch for When You Buy a Home in Baltimore County

2022-05-23T18:43:04-04:00October 6th, 2021|Categories: Buyers|Tags: , , , |

If you’re like most people, you know that you should look out for obvious “red flags” when you’re searching for your dream home in Baltimore County or Howard County – but what are those red flags, and how serious are they? This guide explains. 5 Red Flags to Watch for When You Buy a Home in Baltimore County Some homes look great on the surface.

FSBO, Explained

2022-05-23T18:43:04-04:00September 29th, 2021|Categories: FSBO|Tags: , , , , , , |

If you’re like many people, you’ve seen homes listed as “For Sale by Owner.” In the real estate industry, experts refer to those homes as FSBO (pronounced fizz-bo). The owners of these homes aren’t represented by a seller’s agent, but there’s far more to it than that. This guide explains FSBO homes and what to do if you’re considering selling your own house. FSBO, Explained

Does Student Loan Debt Affect Your Ability to Get a Mortgage?

2022-05-23T18:43:04-04:00July 21st, 2021|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , |

Millions of Americans have student loan debt – but is it possible to get a mortgage when you have this type of debt? This guide explains. Does Student Loan Debt Affect Your Ability to Get a Mortgage? There are a few ways that having student loan debt can affect your ability to get a mortgage, but it’s still completely possible to do so. Maryland's SmartBuy

3 Mistakes to Avoid When You Buy a Bigger Home

2022-05-23T18:43:05-04:00April 22nd, 2021|Categories: Buyers, Tips, Life Hacks & How-to|Tags: , , , , |

If you're like many people, buying a bigger home in Ellicott City, Catonsville, or another city in Howard or Baltimore County has been on your mind for a while - and it may be a great idea. However, if you choose to upsize by buying a bigger home, you definitely need to avoid these three mistakes. 3 Mistakes to Avoid When You Buy a Bigger

3 Big Benefits of Using a VA Loan to Buy Your Next Home in Baltimore County

2022-05-23T18:43:05-04:00March 29th, 2021|Categories: Buyers, Military Homebuyers, Mortgages|Tags: , , |

If you’re like many honorably discharged veterans of the U.S. Armed Forces, you’re eligible for a VA loan – but should you use this free (and well-deserved) benefit? Here’s what you need to know. 3 Big Benefits of Using a VA Loan to Buy Your Next Home in Baltimore County A VA loan comes with a wide range of benefits for homebuyers, whether you’re looking

Military Bases in Maryland

2022-05-23T18:43:06-04:00July 20th, 2020|Categories: Buyers, Military Homebuyers|Tags: , , , , , , , , , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.7" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]What military bases are located in Maryland? If you’re a member of the U.S. Armed Forces, a veteran or a qualifying dependent, you may be interested in buying a home near one of the Old Line State’s military bases so you

The Complete Guide to Private Mortgage Insurance

2022-05-23T18:43:06-04:00May 20th, 2020|Categories: Buyers, Insurance, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.4.6" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home, whether it’s in Ellicott City, Catonsville or anywhere else, your lender will most likely want you to come up with 20 percent of the home’s purchase price as a down payment. If you

What is an Earnest Money Deposit When You Buy a Home for Sale in Ellicott City (or Elsewhere in Maryland)?

2022-05-23T18:43:06-04:00May 6th, 2020|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.5" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home for sale in Ellicott City, you’ll most likely put down an earnest money deposit. But what is this deposit, what happens to the money, and will you get it back? Here’s what you need to know.

What Are Contingencies in a Real Estate Purchase Contract?

2022-05-23T18:43:06-04:00April 27th, 2020|Categories: Buyers|Tags: , , , , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.5" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you’re buying a home in Ellicott City, your REALTOR® will build contingencies into your contract. These contingencies are designed to protect your interests in the deal – but what are contingencies, and what can you expect to see? Here’s what

7 First-Time Buyer Tips to Help You Land Your Dream Home in Catonsville (or Anywhere Else)

2022-05-23T18:43:06-04:00March 27th, 2020|Categories: Buyers, Tips, Life Hacks & How-to|Tags: , , , , |

[et_pb_section fb_built="1" _builder_version="4.4.0" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.0" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]If you're buying your first home, whether it's in Catonsville, Ellicott City or any other community, you're in for an exciting ride - but what can you do to make the

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