Millions of Americans have student loan debt – but is it possible to get a mortgage when you have this type of debt? This guide explains. Does Student Loan Debt Affect Your Ability to Get a Mortgage? There are a few ways that having student loan debt can affect your ability to get a mortgage, but it’s still completely possible to do so. Maryland's SmartBuy
If you’re like many honorably discharged veterans of the U.S. Armed Forces, you’re eligible for a VA loan – but should you use this free (and well-deserved) benefit? Here’s what you need to know. 3 Big Benefits of Using a VA Loan to Buy Your Next Home in Baltimore County A VA loan comes with a wide range of benefits for homebuyers, whether you’re looking
[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.4.6" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home, whether it’s in Ellicott City, Catonsville or anywhere else, your lender will most likely want you to come up with 20 percent of the home’s purchase price as a down payment. If you
[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.5" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home for sale in Ellicott City, you’ll most likely put down an earnest money deposit. But what is this deposit, what happens to the money, and will you get it back? Here’s what you need to know.
[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.3" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]If you’re an honorably discharged veteran of the U.S. Armed Forces or you’re currently serving, you could be eligible for a VA loan. But what is a VA loan, and how do you use it to buy a home in Catonsville?
[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.0.7" text_font="|300|||||||" header_2_text_color="#0c71c3" background_size="initial" background_position="top_left" background_repeat="repeat"]Buying a house is one of the most important moments in a person’s life but there can arise problems when closing on a house. From the outside looking in, it seems like a simple procedure. Houses get listed on the market, you shop around, fall in
When you're buying a home for sale in Ellicott City or one of the nearby cities, your real estate agent will likely tell you that you need preapproval from a lender. But how is preapproval different from prequalification, and why do you need it? Preapproval vs. Prequalification Preapproval is a process you have to go through with a lender. It requires you to submit documents
When you buy a home in Ellicott City, Columbia, Catonsville or elsewhere, you'll most likely need a mortgage - and that means a lender will look at your debt-to-income ratio, or DTI. But what is debt-to-income ratio, and how will it affect your home purchase? What is Debt-to-Income Ratio When You Buy a Home in Ellicott City? Your debt-to-income ratio is the ratio of how
If you're buying a home for sale in Ellicott City, your lender will want plenty of paperwork to back up your financial claims and make a lending decision. You'll have to have everything ready when your lender needs it, too, because if you don't, you could delay your closing and have to wait even longer to get into the home of your dreams. Related: Mortgage
When you buy a home in Ellicott City, Columbia, Catonsville or elsewhere, one of the sums of money you'll most likely have to come up with will go toward your closing costs. But what are closing costs, and how much will you have to pay for them? What Are Closing Costs? Closing costs are fees you have to pay to your lender and to other
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3454 Ellicott Center Dr, Suite 101
Ellicott City, MD 21043
Direct: (443) 955-1227
Office: (410) 465-5822
Email: [email protected]
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