Buying a Home

Active Retirement Communities: What’s Right for You?

2022-05-23T18:43:07-04:00December 23rd, 2019|Categories: Buyers|Tags: , , , |

You’ve heard of active retirement communities – but what are they, and how can you tell if moving to one is the right choice for you? Here’s what you need to know. Active Retirement Communities: What’s Right for You? An active retirement community is a complete neighborhood that features all the amenities you need. Many of these communities include things like: Fitness centers Libraries Salons

10 Most Common Problems when Closing on a House

2022-05-23T18:43:07-04:00December 16th, 2019|Categories: Buyers, Mortgages, Sellers, Tips, Life Hacks & How-to|Tags: , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.0.7" text_font="|300|||||||" header_2_text_color="#0c71c3" background_size="initial" background_position="top_left" background_repeat="repeat"]Buying a house is one of the most important moments in a person’s life but there can arise problems when closing on a house. From the outside looking in, it seems like a simple procedure. Houses get listed on the market, you shop around, fall in

What is a Title Search?

2022-05-23T18:43:07-04:00May 29th, 2019|Categories: Buyers|Tags: , , , , , , , , , , , , , , , , , , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22" fb_built="1" _i="0" _address="0"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" _i="0" _address="0.0.0" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="3.27.4" text_font="Poppins|300|||||||" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0.0.0"]When you're buying a home for sale in Ellicott City, Owings Mills or another area, your lender will require you to buy title insurance. (If you're not using a lender and you're paying cash, it's probably still a

Should You Write a Letter With Your Offer on the Home You Want to Buy?

2022-05-23T18:43:07-04:00May 27th, 2019|Categories: Buyers, Tips, Life Hacks & How-to, Uncategorized|Tags: , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22" fb_built="1" _i="0" _address="0"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" _i="0" _address="0.0.0" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="3.27.4" text_font="Poppins|300|||||||" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0.0.0"]When you're looking for the perfect home for sale in Owings Mills, Ellicott City or another community, you want to be able to purchase one - and that requires the seller to accept your offer when you end

Should You Contact a Listing Agent When You Want to See a Home?

2022-05-23T18:43:07-04:00May 23rd, 2019|Categories: Buyers|Tags: , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22" fb_built="1" _i="0" _address="0"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" _i="0" _address="0.0.0" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="3.27.4" text_font="Poppins|300|||||||" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0.0.0"]If you're like most people buying a home for sale in Ellicott City, Owings Mills or any of the surrounding communities, you started your search online - maybe even on this website. You've combed through listings, looking at

Facing a Bidding War for Your Dream Home? Here’s What You Need to Know

2022-05-23T18:43:07-04:00May 21st, 2019|Categories: Buyers|Tags: , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22" fb_built="1" _i="0" _address="0"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" _i="0" _address="0.0.0" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="3.27.4" text_font="Poppins|300|||||||" background_size="initial" background_position="top_left" background_repeat="repeat" _i="0" _address="0.0.0.0"]When you're buying a home for sale in Ellicott City, Owings Mills or another community in the area, there's a good chance that you're not the only interested buyer. In fact, there could be multiple people scrambling to

What if the House You Want to Buy Has Roof Damage?

2022-05-23T18:43:08-04:00May 9th, 2019|Categories: Buyers, Tips, Life Hacks & How-to|Tags: , , , , , |

If you're like many people buying a home for sale in Ellicott City or a nearby community, you're looking for something that's ready to move in - a so-called "turnkey" home. But what if you fall in love with a home that has roof damage (or there's a great house in your price range with roof damage being its only major flaw)? Here's what you

Preapproval vs. Prequalification

2022-05-23T18:43:08-04:00May 5th, 2019|Categories: Mortgages|Tags: , , , , |

When you're buying a home for sale in Ellicott City or one of the nearby cities, your real estate agent will likely tell you that you need preapproval from a lender. But how is preapproval different from prequalification, and why do you need it? Preapproval vs. Prequalification Preapproval is a process you have to go through with a lender. It requires you to submit documents

What is Homeowners Insurance?

2022-05-23T18:43:08-04:00April 23rd, 2019|Categories: Insurance|Tags: , , , , , , , |

Homeowners insurance - which you'll have to buy if you're taking out a mortgage loan to purchase a home for sale in Ellicott City - is coverage for your house in the event of loss or damage. Some homeowners insurance policies cover the things inside your home, too. Here's what you need to know about homeowners insurance before you buy. What is Homeowners Insurance? Like

What is Debt-to-Income Ratio When You Buy a Home in Ellicott City?

2022-05-23T18:43:08-04:00April 21st, 2019|Categories: Buyers, Mortgages|Tags: , , , , , |

When you buy a home in Ellicott City, Columbia, Catonsville or elsewhere, you'll most likely need a mortgage - and that means a lender will look at your debt-to-income ratio, or DTI. But what is debt-to-income ratio, and how will it affect your home purchase? What is Debt-to-Income Ratio When You Buy a Home in Ellicott City? Your debt-to-income ratio is the ratio of how

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